There are two routes you can take in life. Pay cash for everything OR pay with credit. Relying on credit entails building a credit score and payments. They're basically the same thing but one costs you more money but you get things faster.
Being young, you want everything you can get as fast as you can get it, even if it's going to cost you three times as much. Lease cars, Rent houses...it's all on payments, Forever! You don't actually own anything, it's all mortgaged. Lose your job, lose everything.
You also have the option of working hard, saving and buying things out right. You don't get them immediately, but it's much less expensive. Lose your job when you own your car or house...you can sell them if you need to. They're yours! Maintenance and taxes are the only downfall. Work your ass off, get some property and some asshole is going to try to tax it away from you.
Wake up, there is no American dream...even if you own something, they're going to tax you so you still have a payment. If you work your ass off, buy an empty property and build a shack to live in, they're going to say it's worth double the amount you paid and tax you based on their opinion. You're gonna get screwed either way.
You never really own anything without paying someone else, even after you supposedly OWN it. They'll make you insure it, licensing or prohibit it with codes. Someone always has their hand out expecting to be paid. Buy transportation and see what happens. Amish people have to pay for license tags on buggies, just to go from one place to another.
Yes, you may own something. Transfer it to someone else...it's gonna cost ya. Even dying, they're going to charge somebody for ownership!
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